Featured Reports

The Student Debt Dilemma

When student loans are the only way to pay for college, who decides how much debt a degree is worth? This paper explores how debt aversion and conflicting views about the role of student loans affect young people, their families, and those who advise them.

Time for Reform

Many significant improvements have been made to the foster care system over the years, and across the country, case workers and court officials have worked to facilitate better outcomes for children in the government’s care. Yet the number of foster youth aging out of care keeps rising. In 2006, the latest year for which data are available, 26,181 youth aged out of care, a 119 percent increase since 1998. On average, youth who aged out of foster care in 2006 spent five years in the system, compared with less than two years for children who left through reunification, adoption, guardianship or other means.

Time for Reform: Investing In Prevention

Approximately 3.6 million children were reported to child protection authorities as possible victims of abuse and neglect in 2005. Unfortunately, few data exist about services provided to these children, but it is estimated only 2.5 percent of these children receive any kind of preventive services. We do know that, of the 899,000 confirmed cases of maltreatment, our child welfare system provides services or supports to approximately 60 percent of the children.

Too Slow

A multistate outbreak of Salmonella Heidelberg infections linked to ground turkey in 2011 sickened 136 people, causing 37 hospitalizations and one death. The Pew Charitable Trusts' analysis of the outbreak found numerous inadequacies in the foodborne illness surveillance system that, if addressed, could help to prevent illnesses and, in some cases, deaths.

U.S. Public Opinion on Uses of Genetic Information and Genetic Discrimination

While Americans are generally very supportive of the use of genetic information to improve their own health and the health of their families, 92 percent are wary that this same information could be used in ways that harm them, according to a public opinion survey by the Genetics and Public Policy Center conducted in late February and early March of 2007.

Using Tax Refunds to Increase Savings and Retirement Security

Allowing households to split their refunds could make saving simpler and, thus, more likely. Since federal income tax refunds total nearly $230 billion a year (more than twice the estimated annual aggregate amount of net personal saving in the United States), even a modest increase in the proportion of refunds saved every year could bring about a significant increase in savings.

This policy brief explores the important potential of refund splitting to expand savings and discusses the obstacles and practical steps needed to make the splitting of tax refunds a reality.